Understanding Model Portfolios
Model portfolios are simulated investment portfolios that follow specific, transparent rules. They help investors understand how different dividend strategies perform in real market conditions—without risking real money.
Why Model Portfolios?
Every investor talks about strategy, but few show their work. Our model portfolios:
- Track real performance: Daily NAV updates show exactly how each strategy performs
- Transparent rules: Every entry and exit is based on published criteria
- Paper trading: No real money at risk, purely educational
- Historical record: See every trade, dividend, and rebalance
How They Work
Each model portfolio starts with $100,000 in simulated capital. Our system:
- Scans the universe of dividend-paying stocks
- Filters based on strategy-specific criteria
- Selects the top candidates by opportunity rank
- Rebalances daily or monthly depending on strategy
- Tracks all trades, dividends, and performance metrics
Our Strategies
Core Dividend Strategies
| Strategy | Focus | Target |
|---|---|---|
| Top Tier Composite | Best overall opportunities | T1-T2 stocks, high opportunity rank |
| Yield Spike | High yield with quality | 5%+ yield, safe payouts |
| Discounted Grower | Growth at a discount | Long growth streaks on sale |
| Safe High Yield | Sustainable income | Conservative payouts, 4%+ yield |
| Drawdown Stability | Contrarian buying | Quality stocks after pullbacks |
| Chowder Winners | Total return | Yield + growth ≥ 12% |
| Fresh Dividend Raise | Recent growers | Recent dividend increases |
Dividend Capture Strategies
These strategies use upcoming ex-dividend dates to time entries and exits, aiming to capture dividends through systematic rotation.
| Strategy | Focus | Target |
|---|---|---|
| Classic Capture | Rapid dividend capture | Buy before ex-date, sell after |
| Monthly Rotator | Consistent monthly income | Always hold upcoming ex-dates |
| Opportunistic Capture | Value + capture | Undervalued T1-T2 with ex-dates |
| Dividend Stacking | Maximum income | Highest yields, yield-weighted |
| Capture + Hold Hybrid | Quality timing | Long-term holds timed to ex-dates |
Important Disclaimer
⚠️ Paper Portfolios Only
These are simulated portfolios for educational purposes. They do not constitute investment advice. Past performance does not guarantee future results.
These are simulated portfolios for educational purposes. They do not constitute investment advice. Past performance does not guarantee future results.
Explore the Strategies
Click any strategy above to learn its specific rules, rationale, and see its live performance. Or visit the Model Portfolios dashboard to compare all strategies.